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Fed Cuts Rates Again — What It Means for Your Mortgage

The U.S. Federal Reserve has announced its third federal funds rate cut this year, and while the Fed doesn’t directly set mortgage rates, its decisions strongly influence them. Here’s what this latest cut could mean for homebuyers and homeowners. 1…

How to Use a Mortgage Calculator to Plan Your Home Purchase

Why a Mortgage Calculator Matters Buying a home is one of the biggest financial decisions you’ll ever make—and it’s important to go in with a clear picture of what your monthly payments might look like. That’s where a mortgage calculator…

📉 No Rate Cut from the Fed: What It Means for the Mortgage Market

As the Federal Reserve announced its decision to hold interest rates steady, many in the mortgage and real estate industries were left wondering: what does this mean for homebuyers, homeowners, and investors? Let’s break down how the Fed’s latest move…

5 Local Grants or Down Payment Assistance Programs You May Qualify For

Purchasing a home is a significant milestone, but the upfront costs can be daunting. Fortunately, numerous local grants and down payment assistance programs are available to help first-time homebuyers and those looking to relocate. At Rapid Home Loan, we specialize…

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