Privacy Policy

Effective Date: March 24th, 2025

Welcome to Rapid Home Loan Corp. (referred to as “we,” “us,” or “our”). We respect your privacy and are committed to protecting the Personal Information (as defined below) you may provide us through our website (https://www.rapidhomeloan.com/) and other related online or offline services. This Privacy Policy explains how we collect, use, and disclose information from and about you when you interact with our services.

1. SMS, MMS, and Email Messaging Terms

By clicking “Subscribe”, I agree to receive recurring informational SMS, MMS, or email messages from Rapid Home Loan Corp. My click is my electronic signature, and I authorize you to send me text messages on my mobile phone or landline. I understand that consenting to receive SMS messages is not a condition of purchase or service. This is a standard rate subscription service available on most carriers. Msg & Data Rates May Apply. You can also request additional information by texting HELP or by emailing info@rapidhomeloan.com. Service will continue until the customer cancels. Messaging frequency will vary. Subscription may be canceled by texting STOP.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent: this information will not be shared with any third parties.

2. Information We Collect

2.1 Personal Information

We may collect personally identifiable information (collectively, “Personal Information”) such as:

• Name, email address, phone number, and home address
• Social Security number (where required for loan processing)
• Financial details necessary for loan qualification

You may provide this information when you:

• Fill out application forms or other materials on our website.
• Interact with our customer service or sales teams (via phone, email, or chat).
• Sign up for newsletters, promotions, or marketing communications.

2.2 Non-Personal Information

We may also collect non-personal information such as:

• Browser type and device information
• IP addresses
• Usage data (e.g., time spent on our site, pages viewed)

This information cannot be used to identify you personally and helps us improve our services and enhance user experience.

3. How We Use Your Information

We may use the information we collect for the following purposes:

1. Loan Processing and Services: To process loan applications, verify eligibility, underwrite loans, and provide customer support.
2. Communication: To respond to inquiries, send relevant updates, and provide information about loan programs, promotions, or important notices.
3. Marketing and Promotions: To send you information about new products, special offers, or other information we think you may find interesting, in accordance with legal requirements.
4. Website Improvement: To analyze how our website is used, diagnose technical issues, and enhance functionality.
5. Legal and Compliance: To comply with applicable laws, regulations, or legal processes and to protect our rights or the rights of others.

4. Sharing and Disclosure of Information

We may share your Personal Information with:

1. Service Providers: Third-party providers that perform loan processing, underwriting, credit checks, data hosting, marketing, or other business operations on our behalf. These third parties are contractually required to keep your information confidential and use it only for the services we request.
2. Affiliates and Partners: Companies that are affiliated with Rapid Home Loan Corp. or have partnerships with us in connection with providing loan products or related services.
3. Legal Requirements: Government authorities or law enforcement agencies if required to comply with a valid legal request, to protect our rights and property, or in emergency situations where an individual’s safety is at risk.
4. Business Transfers: A third party in connection with any merger, acquisition, sale of assets, or similar corporate transaction.

We will never sell or rent your Personal Information to unrelated third parties for their own marketing use. Additionally, no mobile information will be shared with third parties or affiliates for marketing/promotional purposes.

5. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to:

• Personalize your experience and remember your preferences.
• Collect usage analytics (e.g., pages visited, time spent) to improve site performance.
• Deliver relevant advertisements, in some cases, when permitted by law.

You can typically adjust your browser settings to refuse or remove cookies. Note that blocking cookies may impact the functionality of our site.

6. Data Security

We take reasonable administrative, technical, and physical measures to safeguard your Personal Information against loss, theft, and unauthorized access, use, disclosure, or modification. Despite our efforts, no website or database is completely secure, and we cannot guarantee absolute security of the information you submit.

7. Retention of Personal Information

We retain your Personal Information as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, enforce our agreements, and maintain business and financial records.

8. Children’s Privacy

Our services are not directed to children under the age of 13 (or as defined by local law), and we do not knowingly collect Personal Information from children. If we become aware that we have inadvertently collected Personal Information from a child, we will take steps to delete it as soon as possible.

9. Your Choices and Rights

1. Opt-Out of Marketing: You can opt out of receiving marketing or promotional communications from us at any time by following the unsubscribe instructions in our emails or contacting us directly.
2. Do Not Track Signals: Our website does not currently respond to “Do Not Track” browser signals.
3. Access, Correction, or Deletion: You have the right to access, correct, or request the deletion of your Personal Information, subject to certain exceptions. To exercise these rights, please contact us using the information below.

10. California Privacy Rights (If Applicable)

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) or other applicable state laws, including:

• The right to request access to specific pieces of Personal Information.
• The right to request deletion of Personal Information.
• The right to opt out of the sale of Personal Information (we do not sell Personal Information).

To learn more about any additional rights that may apply to you, please contact us using the details provided below.

11. External Links

Our website may contain links to external sites that we do not operate. We do not control and are not responsible for the content or privacy practices of such third-party sites. We encourage you to review the privacy policies of every site you visit.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. When we update this Privacy Policy, we will post the new version on our website and update the “Effective Date” at the top. We encourage you to review this page periodically.

13. Contact Us

If you have any questions, comments, or concerns about this Privacy Policy or our privacy practices, please contact us at:

Rapid Home Loan Corp.
Website: https://www.rapidhomeloan.com/
Email: info@rapidhomeloan.com

Last Updated: March 24th, 2025